Insurance

COVID-19 has disrupted life as we know it, but insurance is a business that can’t just stop when times are hard. We’re always here to support you. With that in mind, I will be doing my part by working from home for the foreseeable future. More relevant to your needs, we now offer 24/7 telehealth with all memberships!

Who this is for

Can you or your family rustle up at least $12,500 within a few days? If you can, will there be any cash left to help your family thrive in your absence? I know the answer for myself is “no,” and the answer is actually “no” for the vast majority of people in the United States. Unfortunately, our funeral care system isn’t designed to make things easy on you. That’s where we come in.

Even if you already have a form of life insurance, this meets needs you–like most people–likely haven’t considered yet. Don’t forget that most life insurance plans end when your career does, increase their prices at certain age milestones, or decrease benefits based on your changing health. Integrated in our plans is also something to help you save for emergencies, and give to your family when you pass. Plus, our plans include something called Legacy: that means we are for anyone who wants discounts on prescriptions and round-the-clock virtual healthcare (telehealth/telemedicine), and anyone who doesn’t want their family stuck with the agonizing process of funeral preparations (the paperwork, the calls, the fees, the inevitable issues).

In other words, we’re for you.

What I can do for you

Senior Life Insurance Company is the best in the biz. That’s it. We have unbeatable prices, and the best value for your money. Check out the official website to learn more, or just read the below.

Senior Life specializes in whole life protection plans for senior citizens, or what is known as final expense (burial) life insurance. We cover you from day one of signing your policy, until the day you pass. During that time, your rates will never increase and your benefits will never decrease due to any reason. (Many insurance companies will begin charging higher rates once you reach a certain age–not us!) We also include 3 free benefits that most other companies will charge an arm and a leg for:

  • Accidental death benefit. Your policy payout will DOUBLE if you die in an accident.
  • Cash value. Your policy builds cash value that you can retrieve at any time or include in payout. It’s putting your money in a bank with better rates.
  • Premium payment override. If for any reason you miss payments, rather than lapsing your policy will automatically pay them from your cash value.

Then, Senior Life adds something that NO OTHER COMPANY HAS. It’s called Legacy Assurance, and it is an included benefit for you thanks to an exclusive partnership between our companies. On average, this inclusion to your policy saves our customers $5,000 to $7,000. Legacy appoints a Wish Team to your account who take over funeral operations (including negotiating all fees down) that you and your family select in advance (and lock in the prices for), so that they don’t have to do anything when the time comes except focus on what’s really important. Plus, Legacy has recently added living benefits such as discount prescription cards, diabetes and hearing supplies, and 24/7 on-call doctors for telehealth visits. You can check out their website here, and I suggest you watch this short video as well: testimonials.

How we’ll get this done

Quick and easy! Contact me with a time you can sit down for about an hour. You can contact me through the contact page of this website, by emailing me at rebekahraemullins@gmail.com, or by sending me a text/voicemail at my personal cell number, 315-246-4697. Or, click this link to schedule an appointment: https://calendly.com/rebekahraemullins/consultation.

We’ll gather some basic information on you (age, height, etc) and from there, pre-qualify you for one of our amazing plans. At that point you can select which specific plans suits your needs best–prices are highly customizable–and we’ll proceed with your application. All of this is done through encrypted systems, and the call is recorded for your security. A few days later you’ll receive your new policy in the mail, and be covered from then until it’s time to pay out to your loved ones.

The worries you’ll never have again

We know this isn’t a topic anyone wants to discuss. But this is how we make sure you’re taken care of the way you deserve. Would you, or your family, be able to pull together $12,500 on a few days’ notice? That, unfortunately, is how much the average burial costs. With Senior Life, you’ll never have to think about scrounging to meet that number again. You can even have some cash left over to give to your surviving family. Even better, they won’t have to do anything for your funeral except show up and pay their respects. Our partnership with Legacy will take care of the rest, and your loved ones won’t have to pay a single funeral director fee or oversee the shipment of any death certificates, or any other painful administrative role.

Need more information?

Don’t hesitate to reach out to me with any questions. I am here to help. However, you can also try downloading the report I have linked below. That’s a summary of the current state of burial expenses in America, and will help you get a clearer idea of what you and your family are facing and why final expense insurance is so important.